Manufactured Home Insurance
Your investment in your home can be protected with one plan that contains all the important coverage you need. Especially tailored for the owners of manufactured homes, this coverage is the smart choice for your insurance needs.
The convenience of one plan offers the important coverage you need to fully protect your home, adjacent structures, and personal effects. Our comprehensive coverage offers protection for direct, sudden, and accidental losses caused by fire, flood, earthquake, hurricane, lighting, tornado, windstorm/hail, winter storm, smoke, landslide, theft, and more.
It’s the right choice
- Complete coverage for almost anything that can happen to your home
- Fast, fair claims service—most claims are taken care of within days
- Dependability—you can rely on us!
Coverage You Can Count On
- Comprehensive Physical Damage for your home
- Personal Effects (including theft)
- Personal Liability
- Adjacent Structures
- Medical Payments to Others
- Additional Living Expenses
- Fire Department Service
- Debris Removal
- Plants, Trees, Shrubs and Lawns
- Tie-down Equipment
- Radio and Television Antenna
Plans and protection vary by state. Speak to a 21st Insurance agent for more details, including limitations and exclusions.
Coverage may be underwritten by one of the following companies: American Bankers Insurance Company of Florida; with its home office in Miami, Florida, American Security Insurance company or Ranchers and Farmers Mutual Insurance Company. American Bankers Insurance company of Florida is licensed to write business in all states. American Security Insurance Company is licensed to write business in all states, except in New Hampshire. Each insurer has sole financial responsibility for its own products.
Mobile Home Protection
Your policy covers your home
and any attached structure.
Adjacent Structure Protection
Your policy covers structures not attached to your home
(i.e. garage or tool shed).
Personal Effects Protection
This coverage covers your personal property both inside and outside your home. It includes protection for your stereo, TV, furniture, appliances and tools- which could amount to thousands of dollars in losses.
Your possessions at other locations are covered for 10% of the amount stated in your policy.
Personal Liability Protection
If someone slips and breaks an arm or leg on your front steps you could be responsible for doctor and hospital bills, loss of salary, and pain and suffering. This important coverage pays up to the limits you select if you or any insured are found by the court to be legally responsible for personal injury or property damage to others.