| An applicant, if married, may apply for a separate account. It is illegal to discriminate in the provision or availability of financial assistance for the purpose of the purchase, construction, rehabilitation or refinancing of any one- to four-unit family residence occupied by the owner and for the purpose of the home improvement of any one- to four-unit family residence by considering: |
| 1. | Trends, characteristics or conditions in the neighborhood or geographic area surrounding a housing accommodation, unless the financial institution can demonstrate in the particular case that such consideration is required to avoid an unsafe and unsound business practice; or |
| 2. | Race, color, religion, sex, marital status, national origin or ancestry. |
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| It is illegal to consider the racial, ethnic, religious or national origin composition of a neighborhood or geographic area surrounding a housing accommodation or whether or not such composition is undergoing change, or is expected to undergo change, in appraising a housing accommodation or in determining whether or not, or under what terms and conditions, to provide financial assistance. If you have questions about your rights, or if you wish to file a complaint, contact 21st Mortgage Corporation or the California Department of Business Oversight at (866) 275-2677 or: |
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1515 K Street
Suite 200
Sacramento, CA
95814-4052 | One Sansome St.
Suite 600
San Francisco, CA
94104-4428 | 300 S. Spring St.
Suite 15513
Los Angeles, CA
990013-1259 | 1350 Front St
Room 2034
San Diego, CA
92101-3697 | 7575 Metropolitan Dr.
Suite 108
San Diego, CA
92108-4421 |