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**Monthly payments listed are estimates only. This is not a credit decision or commitment to lend. Not all applicants will qualify. Subject to lender terms and conditions. Actual term, rate, APR, and loan amount may vary. For actual payment, rates, and term, contact 21st Mortgage at 800-955-0021 and speak to one of our loan originators. Payment estimate is for a loan to purchase a primary residence. Rates for non- primary residence, such as a secondary residence or rental property may be higher. Loan amount includes estimated origination fees. Estimated payment excludes any site rent, property taxes or insurance, and actual payment will be higher. Estimated loan amount excludes sales or property tax, title or other fees. Estimated payments, rates and terms valid as of 12/02/2022 and subject to change at any time.