The Best Time to Apply for a Mortgage on Mobile Homes

Buying a manufactured home can be an affordable path to ownership. Knowing when to apply can save you money, increase your chances of approval, and help you find the right home to suit your needs... Read More

Moving into Your Mobile Home: The Essential Checklist

Moving into a new home comes with plenty to look forward to – and plenty to prepare for. Make sure you don’t forget a thing with our pre-move steps... Read More

Landscaping Ideas & Tips for Manufactured and Mobile Homes

The right landscaping project can transform your space into something more visually appealing. In this post, we share some of our top home landscaping ideas to jumpstart your next project... Read More

Should You Buy a Mobile Home or Rent an Apartment?

Home ownership is often considered to be more expensive than renting an apartment. Is that really true?... Read More

The Monthly Expenses of Owning a Mobile Home

The price of owning a mobile home includes more than just the down payment and closing costs. It’s important to remember the monthly costs of ownership as well... Read More

Where Are the Most Scenic Places to Live in a Mobile Home?

Many mobile home owners often prioritize having stunning views surrounding their homes. Here’s a closer look at some of the most scenic states in the USA that are excellent options... Read More

What Are the Types of Manufactured Home Communities?

When it comes to finding your dream manufactured home, it’s not just about the construction, features, or style – it’s also about the neighborhood... Read More

Manufactured & Mobile Home Amenities

Modern manufactured homes are stylish, cozy living spaces that offer many excellent features – the same ones, in fact, as traditional or "site-built" houses... Read More

How Long Do Manufactured Homes Last: Their Average Lifespan

If you’re thinking about buying a manufactured home, you might wonder exactly how long it lasts and how to make it last even longer. In this post, we explore the answers to these questions and more... Read More

HVAC Maintenance: What You Need to Know

As temperatures climb outside, the last thing you want is for your air conditioning to falter or fail, especially if you can prevent issues with regular HVAC maintenance.... Read More

How Much Does a Used Mobile Home Cost? Affordable Living

“Traditional” real estate is higher than ever around the United States, but that hasn’t stopped aspiring homeowners from finding alternative, often better options, like mobile or manufactured homes.... Read More

ADU Housing: Accessory Dwelling Units and Their Uses

Accessory dwelling units, or "ADUs," are stylish, potentially profitable additions you can make to your home under certain circumstances. In this article, we will explore what ADUs are... Read More

Mobile Home Refinance: What to Expect

The best mortgage for your situation isn’t always the one you currently have. In fact, there are plenty of reasons and circumstances where it makes sense to refinance your home mortgage... Read More

What Is a Modular Home, and Is It a Good Purchase?

Mobile and modular homes are excellent options for Americans looking to buy a home with all the bells and whistles they imagined. Learn about the differences between modular, mobile, and manufactured... Read More

What is a Manufactured Home? The Basics

Owning a home is a big part of the American dream. It’s more achievable than you might think. With exceptional construction & features, manufactured homes are affordable options for homeownership... Read More

When Will Housing Prices Drop?

The real estate market experiences cycles of ups and downs. These market dynamics eventually shift. Whether these shifts are good or bad for you depends on your circumstances & timing... Read More

Are Manufactured Homes a Good Investment?

In this article, we dispel common myths, explore their hidden benefits, and answer the burning question once and for all: are manufactured homes a good investment?... Read More

Buying a Mobile Home | Your 5 Step Guide

Most experts agree that it’s cheaper to buy a manufactured or mobile home than a traditionally built home, and with housing prices, interest rates, and rental costs soaring, many people are looking at... Read More

Single-Wide vs. Double-Wide Mobile Homes. What to know.

In the late 1960’s, the idea of marrying together two mobile homes was introduced, and the double-wide mobile home was born. The manufactured home industry has never been the same... Read More

Chattel Loans for Mobile or Manufactured Homes Explained

Most people are not familiar with this word, which means "personal property that is movable in nature, not attached to the land." A manufactured or mobile home that rests on wheels or a chassis and ca... Read More

What is the Homeowner Assistance Fund (HAF) Program?

21st Mortgage has worked with the HAF program officials to enable our customers to receive more than $9 million dollars in mortgage assistance payments... Read More

Advantages of Home Ownership

Making the decision to enter the world of homeownership rather than renting is one of the most important decisions you’ll make in terms of your financial stability and your personal happiness. Owning... Read More

Farmhouse Mobile Home Design Tips

The farmhouse design style has been a hot home design trend. If you’re looking to upgrade your mobile or manufactured home with a farmhouse look, check out these seven ideas to get you started.... Read More

Modular & Manufactured Home Prices in a Housing Price Boom

We've witnessed the highest house price increases in the U.S. in decades. Home prices rose, on average, 18.8% in 2021, and they have continued this climb throughout 2022. These prices, coupled with m... Read More

Mobile & Manufactured Home Remodel Ideas to Increase Value

If you own a manufactured home, you might be asking yourself questions like: How can I increase the value of my home? What can I do to make the most of my space? What are a few simple remodeling proje... Read More

Modular vs. Manufactured Home vs. Mobile Home

If you've been shopping around for the perfect prefabricated home, chances are you've seen terms like manufactured homes, modular homes, prefab housing, and even off-site built homes. At first glance,... Read More

Exactly What is Escrow in a Mortgage?

Until they buy a home, many Americans never encounter the term “escrow,” let alone know what it means. If you’re in the same boat, don’t worry – we’ll break down what escrow is and how it can affect... Read More

Are Manufactured and Mobile Homes Safe Against Storms?

A great home should be spacious, welcoming, and of course, sturdy against inclement weather of all types. After all, who wants a house that doesn't keep you warm and cozy in a storm? While most homes... Read More

21st Cares, Engagement, Awards, & a Farewell

21st Cares, Engagement, Awards, & a Farewell August and September are busy months for just about everyone: school starts back and Saturdays are dedicated to football. For the 21st Mortgage team,... Read More

Mighty are the Women of 21st Mortgage Insurance Agency

Building off our May blog featuring three mighty women who lead the charge for their respective departments, we will now spotlight three women who are responsible for the success of the 21st Insuran... Read More

Empathy: The Muscle that Must Continue to Grow

Empathy is a choice. It’s like a muscle that can be strengthened overtime through practice and consideration of others. Amidst all of the uncertainty and adversity faced by today’s working world, it... Read More

Mighty Are the Women of 21st

“Mighty are the women” is often used by University of Washington athletics teams to honor and represent the female athletes who compete—past, present, and future—with their programs. East Tennessee... Read More

Learning and Development: A New Focus for 21st

In today’s workplace, learning and development has quickly moved up in the ranks of importance for employers, and 21st Mortgage is no different. The Leadership Team of 21st has taken a new approach to... Read More

21st Cares: What Happened and What’s to Come

Giving back is a core part of the 21st Mortgage identity. 21st Cares is an initiative to support and encourage team members to take opportunities to give back. It provides time in the day to escape... Read More

21st Cares: Fall Volunteers at KARM

21st Mortgage helped KARM prep for the holiday season this year by arranging merchandise as well as writing cards to deliver throughout the community.... Read More

21st Cares: Ladies of Charity fundraising event

21st Mortgage new hire team was able to assist the Knoxville Ladies of Charity prepare for their upcoming fundraising event... Read More

21st Cares: Second Harvest Food Bank

21st Mortgage visited Second Harvest Food Bank of East Tennessee to help fight hunger in the area.... Read More

21st Cares: John T. O’Connor Senior Center

21st Mortgage spent time 'growing' relationships with the John T. O'Connor Senior Center prepping garden beds for fresh produce to be grown right in their own backyard.... Read More