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Manufactured & Mobile Home Loan InformationPRINT

Program Highlights:

  • Single and Multi-Section Homes - regardless of whether the home is located in a park, on leased land or private land, 21st Mortgage can assist.
  • Loan Amount - minimum loan amount is $20,000.
  • Bank Repossessions/HUD Foreclosures - 21st does not provide financing for other manufactured home lender's repossessions or foreclosed properties including HUD.
  • Age of Mobile Home - No age restrictions apply in most states. In AL, the mobile home must be 20 years of age or newer. In MS, the mobile home must be 1999 or newer and in NY, 1995 or newer.
  • Down payment requirement - as little as 5% of the purchase price*
  • Closing Costs and most Third Party Fees - maybe financed into your new manufactured home loan.
  • Escrow - is required for both insurance and taxes.
  • Terms - Purchase and Refinance terms range from 60 months to 23 years*
  • Mortgage Insurance - not required on any of our loans.
  • Rates - All our manufactured & mobile home loans have fixed interest rates starting as low as 6.99%*
  • Payment Options include - Free Monthly Auto Draft Payment Option, Free Bi-weekly Payment Plan, and a convenient on-line payment option.


How can I get preapproved to purchase a manufactured home? Either fill out the on-line application or call us directly at (800) 955-0021.

* Subject to current underwriting guidelines. Special Financing may be available for 21st Mortgage pre-owned inventory. Rates and credit guidelines are subject to change without notice.






Manufactured Home Financing | Manufactured Home Loans | Manufactured Home Mortgages | Manufactured Home Refinancing
Mobile Home Financing | Mobile Home Loan | Mobile Home Mortgages | Mobile Home Refinancing | Foreclosure Prevention