About Us


The Company's Profile

21st Mortgage Corporation specializes in providing financing to manufactured home buyers. The company originates and services loans in 42 states, predominately in the Southeast and Southwest. Loans are originated through relationships with manufactured home retail organizations, direct mail solicitation, and referrals from brokers. 21st Mortgage also makes loans directly to those who are buying a manufactured home or refinancing a manufactured home they already own.

The Company's History

21st Mortgage Corporation commenced operations in 1995. The founders are:

  • Tim Williams, President, served as the Executive Vice President of Clayton Homes
    and President of Vanderbilt Mortgage from 1974 until September of 1995.

  • Richard B. Ray, CFO, served as the Executive Vice President, CFO, and Director of Clayton Homes from 1983 to 1994.

  • James R. Conner, CIO, served as the CIO of Clayton Homes from 1973 to September of 1995. He retired from 21st Mortgage in 2005.

In December of 2003, Clayton Homes, acting on behalf of Berkshire Hathaway, acquired 21st Mortgage.

From its inception, 21st Mortgage has had a goal to provide the best customer service in the industry. We now work with major retail organizations like American Homestar (Texas and Louisiana), Nobility (Florida), Solitaire Homes (Texas and Oklahoma), and other retailers not owned by Clayton Homes. Keeping service uppermost in mind, and with the financial backing of Berkshire Hathaway, 21st Mortgage now ranks as the largest provider of financing for manufactured home buyers.

Since its acquisition by Berkshire Hathaway, 21st Mortgage has been offering inventory financing to retailers. Retailers now have a "one-stop" lender available to them. 21st Mortgage ranks in the top four inventory finance lenders in the nation.

Manufactured Home Financing | Manufactured Home Loans | Manufactured Home Mortgages | Manufactured Home Refinancing
Mobile Home Financing | Mobile Home Loan | Mobile Home Mortgages | Mobile Home Refinancing | Foreclosure Prevention