Mortgage Brokers and Realtors

21st Mortgage Corporation has provided manufactured home financing though our network of Realtors and Mortgage Brokers since 1996. 21st Mortgage was purchased by Berkshire Hathaway in 2003. The financial strength of Berkshire Hathaway allowed 21st Mortgage to exit the 2008 economic down turn as the strongest lender in the manufactured housing industry.

21st Mortgage is actively searching for Mortgage Brokers and Realtors.
For more information, please contact us using one of the methods below:


Mortgage Brokers

Email

Phone: 800-955-0021 Ext. 1770
Fax: 800-286-0836
Mail: 21st Mortgage Corporation
ATTN: Mortgage Broker Dept
620 Market Street
Knoxville, TN 37902

Realtors

Email

Phone: 800-955-0021 Ext. 1456
Fax: 888-440-4520
Mail: 21st Mortgage Corporation
ATTN: Direct Lending Department
620 Market Street
Knoxville, TN 37902

Program Details

  • We finance both SINGLEWIDE and MULTI-Section homes.
  • PURCHASE, REFINANCE, SECONDARY HOUSING, and INVESTMENT PROPERTY programs.
  • CHATTEL (Home Only) or LAND HOME combination loans available.
  • Up to 95% LTV before fees on Owner Occupied, Full Doc loans.
  • Up to 80% LTV before fees on Secondary Housing and Investment Properties.
  • DEBT CONSOLIDATION and HOME IMPROVEMENT programs available (based on equity and customer qualification).
  • No age restrictions apply in most states.
    • In AL, the mobile home must be 20 years of age or newer.
    • In ME, the mobile home must be 2008 or newer.
    • In MS, the mobile home must be 1999 or newer.
    • In NY, the mobile home must be 1995 or newer.
  • Permanent foundation not required.
  • No surveys or inspections required.
  • CLOSING COSTS & 21st INSURANCE can be financed.
  • Fixed Rates & No Pre-Payment Penalties.
  • Loans are not available in the following states: AK, HI, MA, NJ & RI.
  • No Retail Business.
  • Minimum loan amount required is $20,579.
  • Terms are based off loan amount and range from 5 to 23 years.
  • We cannot finance other lender's repossessions.
  • All loans must meet the ability to repay guidelines and current underwriting standards.
  • Meeting the above guidelines does not guarantee approval.
  • State restrictions may apply.
  • Rates and Credit Guidelines are subject to change without notice.

Frequently Asked Questions